Hello! How are you? How's your 2020 so far? I hope you're doing fine.
Anyway, I know this is too sudden, so shameless and mean of me, but I have an extra large favor to ask of you. You can totally refuse me if you want, no pressure at all, I would totally understand. It's just that I need a large sum of money, and before anything else, I promise to pay it back, you can trust me on this. I know I'm asking for too much, it's just that I'm panicking. What am I panicking for you might be curious. Well, last week I realized something horrific. I'm about to graduate next year November 2021! (my heart is racing just saying this). I thought I still had YEARS before I graduate, but no, I only have this year and next. Jeez I sound pathetic, huh?
Anyway, I've been thinking about this since last year. You probably don't know this about me but I love everything about the Japanese, it's culture and it's language. I can already speak some words and I know how to pronounce, but I'm really just like a baby who's just starting to speak lol.
Anyway here goes. I want to borrow money from you so I can fund my Japanese language learning. I know this sound so absurd but there's a lot of money to be earned just by being fluent in this language. You know, in Manila there's a lot BPO companies hiring people who know Japanese with a salary starting from 50k to 150k. In Cebu, there's a hiring with 100k to 150k monthly salary. And even without those, there a ton of work opportunities in Japan when a person knows the Japanese language.
There's another reason for my panicking. In the Japanese language, there's a proficiency test called JLPT, wherein there are 5 levels. Starting from N5 for beginners to N1 for advanced business level fluency. By next year I have to be atleast at JLPT level N3 to be able to have balls to apply to these BPO companies.
So I am planning of using the money I borrow from you to learn level N5 and N4 now. From there on I can proceed smoothly to the upper levels. I know there are videos on YouTube for Japanese learning but it's just that I learn better in a classroom and it will be faster and more efficient to learn this way because there's a structure.
Okay, so here's the amount and my terms: 30,000 pesos to be paid for 24 months, so that's 1,250 per month plus interest of 100 pesos. So I pay you 1350 every month. I'm on a student budget that's why I'm asking for two years to pay the debt. If you don't like the interest rate, please tell me. I'm willing to submit anything you ask of me. Pictures of all of my ID and documents.
The Japanese language learning centers I've inquired near me asked for 25k to 28k pesos for their 300 hours japanese lessons. The extra money I'll get will be used for buying textbooks etc.
You might be curious as to where my parents are with this, they totally support me. We just don't have the money to pay the large amount upfront.
The JLPT exams will happen late this year and I'm hoping I could take and pass JLPT N4 by then.
Although this is truly unbecoming of me, I really need you to believe and trust me on this.
But of course, I'd totally understand if you refuse. You don't have any reason to trust me, I'm just hoping hehe.
Anyway, your eyes are probably hurting now, my angel. I'll stop here.
Again, thank you so much for everything. Thank you even for just reading this.
Hoping to hear your reply soon. Either positive or negative, I will still be forever grateful to you.